«RBC» published the rating of the best conditions for banks on mortgage loans. Experts believe that RBC, the most profitable deal with the «City Mortgage Bank». Second on the list is the best «VTB», in third place - «Sotsgorbank». Fourth position in the ranking of competitive bids won «Sberbank», while the fifth - The Moscow hypothecary agency ».

ironic in the top five hit, not all the major players of this market, the virtual monopoly Russian mortgage. «Mortgage market heavily monopolized - 4-5 major players share about 70% of the total market, while that in the process of granting loans in 2003, took part more than 100 banks. The most significant player in the market is the bank (about 50% of the market), as well as DeltaCredit, Raiffeisenbank, Vneshtorgbank and the City Mortgage Bank », - noted in the study.

To generate the ranking considered mortgage programs for the purchase of flats with a minimum contribution, where the initial conditions - a certain sum of money, rather than selling the existing apartments. The monthly payment is calculated by using the mortgage calculator on the website of one of the banks' presence in the ranking. Credit terms on which we simulated the situation - a credit of $ 50 thousand dollars for 10 years, the consumer for the purchase of flats in the secondary market, revenue has not been confirmed 2NDFL help.