Since 21 August 2006, the
International Moscow Bank has started to offer a program car with delayed repayment of the principal debt (buy-back) in the regional branches.
Credit is given in rubles at a rate of 13% at confirmation of the borrower's income help to form 2-NDFL and 14.5% for confirmation of income certificate in the free form. Interest rates on loans in U.S. dollars account for 9% and 10% respectively. Period of loan can be as high as 3 years. The minimum initial contribution is equal to 20% of the value of the car. Maximum loan amount is 100 thousand U.S. dollars or 2.8 million rubles. The remaining terms of buy-back in line with the standard conditions for the "loan to a new car."
Loan with deferred repayment - this is a loan with an opportunity to defer payment of up to 55% of the loan until the end of the period of loan. This program allows for the entire duration of loan, with the exception of the last month, to make the monthly payments are smaller, compared with the standard conditions of car. At the end of the term loan borrowers need to repay the loan by paying the balance of principal from its own funds or with the new loan. In addition, the customer may sell the loan the car dealer to repay a loan, and the remaining money from the sale of a vehicle used as a contribution to buy a new car.
Source:
M3-Media 
