In March 2006, IMPEXBANK has changed the conditions of the mortgage loan private clients. In particular was the term of the loans increased from 10 to 20 years. Private clients can receive credit for the choice of one of the two currencies - U.S. dollars and rubles (for the regional branches). One of the major changes, concerning credit for the purchase of housing, has been the introduction of differentiated rates depending on the term loan. In addition, the commission canceled the monthly maintenance of loan account, relaxed requirements for borrowers, as well as the reduced list of documents required for the application.
Since March 15, IMPEXBANK started a program of mortgage lending in 25 regional branches. Began accepting applications for mortgage loans at the branches of "The Annunciation", "Volgograd, Irkutsk, Kazan, Kaliningrad, Kamchatka, Krasnodar, Krasnoyarsk, Lipetsk, Nizhny Novgorod, "Novosibirsk, Omsk, Orel, Rostov, St. Petersburg, Saransk, Smolensk, Stavropol, Starooskolsky, Surgut, Tomsk, Khabarovsk, Chelyabinsk, Cherepovets, Yaroslavl.
Loans are granted for up to 20 years, in rubles and U.S. dollars, interest rates of 11% in currency and 13,5% in rubles. The amount by which IMPEXBANK provides mortgage loans - from 10 to 250 thousand U.S. dollars or the equivalent in rubles. The amount of down payment - from 15%. 
Source: M3-Media
