BINBANK February 1, runs a program of mortgage lending. Loans will be provided for purchase of flats in the secondary market (in Moscow, St. Petersburg, Moscow and Leningrad oblasts, as well as in urban areas of the bank) on the security of buying real estate. According to the press service of the bank.
credits in rubles and dollars for a period of 5 years to 15 years. The amount of the loan can range from 300 thousand to 12 million rubles and 10 thousand up to 400 thousand dollars. The amount of down payment - from 20% of the cost of buying an apartment. The rate on the loan depends on the term loan and the method of confirming the borrower's income (reference 2-NDFL or form of the bank). The minimum bid on the loan - 11% in dollars.
in full or partial early repayment of debt in the first 12 months from the date of the loan with the customer is charged commission of 3% of the amount of early repayment. On the 13th month, the money sent in by early maturity, are accepted without additional fees. The minimum amount of partial early repayment of 1 thousand dollars or 30 thousand rubles.
