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News

14/12/2005

Promsvyazbank announced the launch of a new program of consumer credit - Credit for 30 minutes "

CRA "Promsvyazbank" announced the launch of a new program of consumer credit - Credit for 30 minutes. " Credit will be made available to customers in cash for any need in the half.

Feature of the new product, "Credit for 30 minutes is a quick decision, and the lack of requirements to provide information on income, or guarantors of mortgages. Promsvyazbank asked customers to provide a minimum set of documents: passport of a citizen of the Russian Federation, the supplementary document (passport or driver's license) as well as a copy of employment record certified by the employer.

Implementation of this program is made possible thanks to the introduction of a bank's own scoring system. The system is built on the optimum combination of several criteria for evaluating clients, which allows Promsvyazbank quickly decide on the granting of credit, and still maintain the quality of the loan portfolio.

"I am pleased to announce that it is the eve of the New Year and Christmas, our Bank has implemented most of the people demanded the type of consumer credit , - said the head of the bloc "Retail Business" Promsvyazbank Valery Kardashov. - last week of December - the hottest time, when there is active preparation for New Year's holidays. Now our customers can not save on gifts to relatives and friends, get a loan in cash on the spot, without unnecessary formalities and just half an hour ".

Credit may be obtained from the sum of 30 000 rubles to 150 000 rubles for a period of 6 months to 2 years. The interest rate on the loan is 17% per annum in rubles. Fee for cash withdrawals or wire transfer - 0.9% monthly commission for the conduct of the account - 1.1%.

From today, the credit will be issued in the ten departments of the bank in Moscow, and after a week - in any of the offices of Bank of Moscow and Moscow region. The program will be launched in the regional branches of the Bank in January 2006.

Source: Kredity.Ru

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