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News

04/08/2005

METROBANK runs a unique program in runet consumer credit "Quick money through Internet

METROBANK , realizing its strategy of a new format of retail business, August 15, runs a unique program in runet consumer credit "quick money through the Internet to purchase individual products for sale online.

program" Fast Money on the Internet "was developed METROBANKOM specifically tailored to the needs of customers who buy products for sale online, and its characteristics and competitive advantages compared with the existing loan are:

  • Speed the decision to grant credit - decided METROBANKOM for 10-15 minutes directly to the buyer of structured online questionnaire on the provision of credit and after the formation of "basket" intended to purchase. The very web-form located at the internet shop. After 10-15 minutes after you the buyer the "Send" button, the employee METROBANKA communicates with the buyer in the form on the contact phone number and said a decision on the issuance of bank credit to him;
  • On the "Fast Money on the Internet" the amount of credit for each customer is calculated automatically and individually - so the buyer has the opportunity to expand the range of goods bought in the case of willingness to provide the buyer with the Bank's loan in a greater amount than he sought;
  • 0% initial fee - for the "quick money through the Internet does not require payment of the buyer's own funds as a down payment for the purchase of any products for sale online;
  • Purpose of loan - the amount of the credit is not given the buyer in cash and credited to the account online store. This is very attractive for the online store, because it exactly sure of the full payment and that the loan will be used to purchase it from him;
  • No calculations courier service online store with the buyer cash on delivery of goods - is sufficient to obtain the buyer's receipt of goods;
  • Program "Fast Money on the Internet, you can start almost immediately: WEBSTORE does not require any technical refinement of software, equipment, recruitment of additional staff. To implement the program by placing a form of online questionnaires to provide credit at the store;
  • Simple mechanism for processing the loan for the buyer. It is structured so that after the Bank decision to grant credit to buyer once come to Metrobank with the documents for signing the loan agreement, then we will automatically notify online shop of the fact the buyer of the loan and the possibility of delivering the goods to him.
    It should be noted that the proposed program of "fast money on the Internet" METROBANKOM proposed to provide buyers of online shops do not have analogues on the Russian market with a floating rate loan "fast money" that allows the buyer an opportunity to reduce the interest rate on the loan during the second and any subsequent month, the duration of the loan to 18% per annum up to 11% per annum.

    As additional services for the "quick money through the Internet METROBANK online stores offer a special series of partnership shares to buyers without a credit overpayments cost of goods - 0% credit for" a period of 3 to 12 months without making the buyer's initial contribution, and with a condition of making an initial contribution of 10 to 30% of the value of the goods.

    Source: Loans. En
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