State Duma at the plenary session on Wednesday adopted in the final third reading the bill on credit histories. " As the correspondent Rosbalt, the document supported the 346 deputies, 44 voted against.
Purpose of the new law is to create a system of disclosure of information about the integrity of performance of obligations by borrowers to lenders (commercial banks). The paper defines the concept and composition of credit history, the grounds and procedure for storage and use of relevant information. Also set features the creation and liquidation of a credit history bureau, the principles of their interaction with lenders, borrowers and the gosvlasti.
Under the bill, zaymodavets (lender) may provide information to the bureau of credit history only if there is written consent to the borrower. The Office provides storage for 15 years after the date of the last changes and additions to the documentation. рТЕДХУНБФТЙЧБЕФУС УПЪДБОЙЕ РТЙ вБОЛЕ тПУУЙЙ гЕОФТБМШОПЗП ВАТП ЛТЕДЙФОЩИ ЙУФПТЙК, ЗДЕ ВХДЕФ ИТБОЙФШУС ЙОЖПТНБГЙС П АТЙДЙЮЕУЛЙИ МЙГБИ — ЪБЕНЭЙЛБИ ЛТЕДЙФОЩИ ПТЗБОЙЪБГЙК, УТЕДОСС ЮЙУМЕООПУФШ ТБВПФОЙЛПЧ Ч ЛПФПТЩИ РТЕЧЩЫБЕФ 100 ЮЕМПЧЕЛ. The head of the Central Office shall be appointed to the post of chairman of the Bank of Russia. 
Source: Kredity.Ru
