International Industrial Bank (BCH) has introduced new conditions for granting loans for the purchase of cars: the maximum period of credit raised from 3 to 4 years, but rates decreased from 12-14% per annum up to 11% for loans in U.S. dollars and from 16-18% to 16% - for loans in rubles.
When the bank refused to practice, when the rate was dependent on the availability of a client statement of earnings. For certain categories of borrowers continue to be provided on concessional terms.
"An important advantage of loan programs BCH is a complete absence of additional fees and commissions - Head Office stresses retail bank Igor Lysenko. - In addition, we have reduced to a minimum package of necessary documents to obtain credit and do not require formal confirmation from the borrower's income. The decision on granting the loan, usually taken in three days. "
Source: ZAO International Industrial Bank "
