International Practical Conference «Russian Financial Market» International Practical Conference «Russian Financial Market»
SMALL AND MEDIUM BUSINESS AS THE BASE OF THE STABLE CIVIL SOCIETY
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News

25/04/2007

Russian Development Bank proposed a "Partnership Loan" for small and medium business

Russian Bank for Development offers a new program of cooperation "Partnership Loan". Under the program the Bank is financing the legal persons and individual entrepreneurs to purchase their goods and services from our clients.

Cooperation within the framework of this program is interesting as the Bank's clients, as well as their partners. For the client the Bank of such an agreement means
Increase in volume of sales, as well as through bank loans with its partners an opportunity to purchase goods or equipment on a large sum,
Reducing the risks associated with deferred payment, provided by contractors.
Period decrease turnover of funds in connection with the payment at the time of sale of goods or equipment.
"Partners Clients attract bank loans are cheaper than a possible delay of payment. Often, the seller offers, in which the buyer can either pay for the goods on the day of shipment, or, having obtained an adjournment for a month, pay, for example, 5 % higher. Feeling a shortage of working capital, a partner, usually agrees to a second option. The value of deferred payment, expressed as a percentage of annual could reach 60%, while the bank interest rate for loans for the same period - 15% . Thus, the attraction of credit facilities, contributes to a more dynamic development of the company and build a positive credit history ", - said Alexei Domanov, Head of Sales Department of Small and Medium Business.

Source: Kredity.Ru

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